Unable to work because of chronic illness?

Unable to work? Never-ending complications from lupus prevent you from holding down a job. When you talk with your doctor, he suggested that you think about applying for Social Security benefits: But, “Isn’t Social Security for older people?” No.

It’s quite likely that your doctor referred to applying for benefits from Social Security Disability Insurance (or SSDI). SSDI is part of the “Social Security Act,” signed into law by President Roosevelt, providing financial benefits to disabled citizens. Administered by the Social Security Administration, Social Security Disability Insurance is funded by payroll deductions at your work.

If your employer has made reasonable accommodations for your disability or illness, required by the American for Disability Act and worked with you and the Family Medical Leave Act of 1993; and you’re still not able to sustain gainful employment you may consider the benefits of Social Security Disability Insurance.

Benefits are for those who meet the eligibility requirements. Besides being a citizen of the United States, the Social Security Act requires that to be eligible to received benefits, you must meet the following requirements:

1.“You cannot do work that you did before;”

2. “We decide that you cannot adjust to other work because of your medical   condition(s);

3. “Your disability has lasted or is expected to last for at least one year or to result in death.”

The approval process can be long and frustrating; but it can he rewarding if you apply and are approved for benefits.

It may seem that your claim many never be approved even if you feel you more than meet the qualifications. But, if you are confident that you meet the above qualifications, have patience and persistence with the application and approval process, your likelihood of a positive outcome is greater.

An organization that can help you determine if you have a case is The Disability Digest. This organization has experienced disability advocates to support and guide you through this process of making your application and much more. Membership is free, as are most benefits of the organization. A link to their website is: The Disability Digest.

Yes, working is an admirable goal, but there are times when it’s just that; a goal that you aimed for, but realistically, you’re not able to meet.

 

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2 Replies to “Unable to work because of chronic illness?”

  1. What's good about this is people are being compensated despite being disabled and not being able to perform the tasks they've been doing before. However, the downside of this project is the fact that people are abusing and taking advantage of the benefits that disabled workers should benefit from. You're right that it takes quite some time to be approved from this, but once you get what you deserve, everything will be fine and there are people who can help you go through this.

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