Care for Caregivers Who Don’t Have Money to Put Their Loved ones into Senior Care

How often is it that caregivers are thrust into this role and they are ill-equipped fir the role? Here is another guest post which deals with this situation and many more:

Caregiving for a senior relative or parent can cost a lot of money and thus stretch the budget a caregiver has available. The good news is that there is assistance available, and in most cases you can apply for a program online. Go to govbenefits.gov; gather as much information as possible about your parent’s health, wealth, income, disability, military veteran status, education level and more. There will be some question you have to answer, and afterwards the website will offer you a complete list of beneficial governmental services and programs. Let’s have an in-depth look at some guidelines you can consider for loved ones who can’t look after themselves anymore.

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Safety should be a priority

Living with someone with Alzheimer’s disease can be challenging, yet that doesn’t mean your loved one will loss his independence completely. More than 70% of patients in the United States live in their personal homes, and they’re assisted by their loved ones. It’s important for a caregiver to be dedicated, and for that to happen you don’t need to have a big budget. Nowadays, people find it extremely difficult to put their sick relatives in senior care facilities mostly because the costs for such services are too high.

Medical care planning:

Although you’ve decided to care for your loved one at home, it’s still important to have a well-established medical care plan. Make sure you know their prescription medications really well, and before moving ahead, you should be granted permission to act on their behalf. Find out the type of health coverage the patient has; in case he/she owns a Medicare card, get to know the parts:A (hospital insurance), B (medical insurance), or D (prescription drug coverage).

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Afterwards, move on to finding the type of Medicare plan the sufferer has: Advantage Plan (PPo or HMO) or Original Medicare. You’ll find all the information need on the card. As you dedicate some time to putting together a medical care plan, be sure to have the patient’s following information at hand.

  • Social security number
  • Medicare plan or Medicare number
  • Additional policy number, insurance pans, include care insurance for long-term periods
  • Contact information for medical professionals like doctors, pharmacists, health care professionals, nurses, and more
  • Medical background of the patient
  • Current health condition, symptoms, and treatments
  • Food restrictions, allergies (if any)
  • Emergency contact numbers (neighbors, friends, relatives, 911, etc)

We live in a world where people choose to be caregivers for their impaired relatives. After the age of 65, its common for seniors to start losing their cognitive functions. Unfortunately, not many people can afford to pay for an expensive treatment and maintain their loved ones in good health condition. While house cleaning and grocery shopping are common endeavors for healthy seniors, those who suffer from conditions like dementia and Alzheimer’s disease can’t live alone anymore. Their alternatives are limited: they can be admitted to a home,  or an assisted living facility, or they can be cared for at home by a professional caregiver or close relative.

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Affordable alternatives for senior care

Carelinx for example, is a great place to start. They have more than 6,000 authorized home caregivers all across the U.S (mostly in New Jersey, New York, and Florida). They offer daily assistance such as housecleaning, dressing, grooming, and bathing, among others. They’re not nurses, and although they’re permitted to give medication, they can’t administer injections.

Choose the type of care you’re interested in for your loved one, and the Carelinx website will provide you with resumes of potential candidates. After you found a person that might suit your needs, call them for an interview. It usually costs between $12 and $15 per hour, and a lot of people find this type of care convenient and affordable. Unlike home care agencies and assisted living facilities, this option is a lot less expensive, considering that most people would only need help for a couple of hours a day (when they’re at work, outside, etc.).

Types of care

Most people looking after seniors suffering from serious conditions such as dementia become caregivers because they had no other choice. For many, placing their loved ones in a specialized facility and paying up to $3,000 a month is too much. There are alternatives however; all you need to do is get informed.

All photo credit to: Flickr 

 

 

 

 

 

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